About Us

Kaleidoscope Financial

We are a financial services firm that provides independent financial advice in the Waterloo area.

How We Can HelpGet in touch

As professional financial advisors, we continually strive to see every client realize all of their financial dreams. Whether your goal is to save for a new home or your retirement, protecting loved ones from financial losses or managing your portfolio wisely, we have the experience and resources to meet your needs.

Jennifer Warren, CFP®

Financial Planner
Investment Funds Advisor - Investia Financial Services Inc.

Jennifer focuses on understanding her client's full financial picture and creating a sound plan that is tax efficient, cost effective and tailored to her client's specific long and short term goals.

Jennifer is a Certified Financial Planner and has several years of experience helping families and individuals with their unique financial planning needs. Recognizing that those needs change over time, she believes that regular communication with her clients is essential. All life events, such as marriage, divorce, new careers, birth and death have an effect on your finances. Jennifer will help you navigate through changes as they occur, while protecting what you have already built.

Jennifer graduated from the University of Guelph in 1995 with a Bachelor of Arts degree. In her free time, Jennifer enjoys writing fiction, travelling across the globe with her partner, Jason and going for long walks with her Golden Doodle, Edison. Jennifer lives in the beautiful village of Elora, Ontario and is the proud mother of two young adults, Kyle and Ryan.

Emma Montgomery, CFP®, RIS

Financial Planner
Investment Funds Advisor - Investia Financial Services Inc.

Emma's focus is developing strong relationships with clients and tailoring her services to their specific needs. Based on our firm's investment principles, she recommends solutions that maintain diversity and are tax smart and cost-effective. She is also a Responsible Investment Specialist and can help clients incorporate competitive ethical investments into their portfolio.

Emma's career at our firm started as part of the administrative team in the Spring of 2015. She has since acquired her Life, Accident, & Sickness insurance license and her mutual fund license. She obtained her Certified Financial Planner® designation in 2021.

Her next educational pursuit is obtaining her Certified Executor Advisor designation. With our ageing population, the likelihood of one of our clients taking on the role of an executor is very high. She hopes to further her skills to support those clients through the process.

After graduating from the University of Waterloo in 2011 with a Bachelor of Arts in Social Development Studies, Emma spent two years teaching English on the Southeast coast of South Korea. When she's not working, Emma enjoys spending time with friends and family, trying new recipes, and participating in online fitness classes. Emma lives in Kitchener with her husband, Brian, and their cat, Lloyd.

Michelle Voisin

Administrative Assistant

While new to the financial planning field, Michelle has quickly established her place within the Kaleidoscope Financial team since joining in late 2021. Michelle's enthusiasm for learning new things has allowed her to adapt swiftly to her new role. She takes pride in responding to clients in a friendly and efficient manner.

With a background in customer service in the bridal wholesale industry, Michelle understands the importance of approaching all problems from a customer-focused perspective.

Since graduating from the University of Waterloo in 2014 with a Bachelor of Arts, Michelle has moved back to her hometown of Elmira where she lives with her husband Mike and their rescue cat Whiskey. In her free time, Michelle enjoys knitting and crochet, as well as playing ringette and baseball.

Holly Dormer

Administrative Assistant

Having transitioned from a background in marketing for an IT company, Holly uses her previous skills and knowledge to approach her administrative role with genuine enthusiasm. She is the welcoming face as clients enter our office and provides support with day-to-day requests.

In the professional realm, Holly values teamwork and encouragement, always expressing positivity and a smile for both colleagues and clients. The journey from marketing to administration reflects Holly's adaptability and commitment to contributing positively in various capacities.

At home, Holly shares the space with two adorable cats, Harper and Banjo, whose favourite activities include sleeping and cuddling with Holly and her partner Thomas. Whether engaged in crafts or practicing aerial arts, Holly approaches each activity with a welcoming spirit and a love for creativity.